作者查詢 / huabandd
作者 huabandd 在 PTT [ Insurance ] 看板的留言(推文), 共711則
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收起看板(687)
37F推: 保全保服複雜？你可以問啊......10/19 08:53
9F推: 網路投保如果沒有拆開的選項可以直接洽保險公司02/19 16:34
17F→: 放著，很急很急很急才解01/08 22:48
3F→: 哈哈，因為其他家真的太爛了，只剩這家可以看了，泰安01/06 09:15
4F→: 也有不過還是輸了點01/06 09:15
5F→: 喔對了，他的突發疾病只看前九十天01/06 09:18
9F→: http://i.imgur.com/4HKeAuy.jpg 台產…你認真的嗎…01/07 15:56
10F→: 不應該說職業等級是陷阱，而是既然要去度假打工，要針01/07 15:58
11F→: 對符合的商品做投保，本來就應該了解該商品有什麼限制01/07 15:58
12F→: ，而不是稱它為陷阱，他在商品條款都有註明，若是要保01/07 15:58
13F→: 人沒有看，那是要保人的問題01/07 15:58
16F→: 我找了你說的壯遊保，看起來可以接受，雖然保費貴了一01/07 19:11
17F→: 點，不過不限制職業等級還不錯，我來研究一下條款好了01/07 19:11
18F→: ，謝謝01/07 19:12
171F推: 其中一項保險規劃做終身，就容易壓縮到其他的保險規劃01/07 20:58
172F→: ，在有限的預算內，做定期的會比較好，如果是年收很高01/07 20:58
173F→: 很高的，再來買終身的。癌症好發年齡不一定。重大疾病01/07 20:58
174F→: 其中幾項也是，定期險會比較適合，除了保費便宜保障高01/07 20:58
175F→: 之外，萬一提早發生，保費效益比會比較好，可以試算5001/07 20:58
176F→: 歲或是60歲發生的話，終身跟定期可以少繳多少錢。當然01/07 20:58
177F→: 也有可能70歲之後才發生，不過這時小孩大了父母走了（01/07 20:58
178F→: 應該走了），只能靠自己的退休金跟存款，還有小孩子的01/07 20:58
179F→: 支應，與其考慮70歲後的保障，不如考慮近一點的保障，01/07 20:58
180F→: 除了保險以外，記得教育很重要，養兒防老不要變成養老01/07 20:58
181F→: 防兒。前面提過好發年齡不一定，有些人吃百二，也有年01/07 20:58
182F→: 輕就發生，醫療進步是延長壽命，增加治癒機會，每個人01/07 20:58
183F→: 體況跟環境不同，說不準的01/07 20:58
187F推: 如果是月光族更不應該考慮終身，你都沒錢了還買比較貴01/08 21:03
188F→: 的，應該是買比較便宜保障比較高的。01/08 21:03
10F推: 還有這種東西一一01/08 23:53
23F推: https://www.foi.org.tw/Article.aspx?La05/28 19:18
24F→: ng=1&Arti=196&Role=205/28 19:18
25F→: 評議中心的案例，如果對方沒有看過被掛名05/28 19:19
26F→: 的業務員，就是未親見親簽05/28 19:19
27F→: 舉證嘛，大概就比較難了，不過可以向該公05/28 19:20
28F→: 司反映，一般來說都會懲處05/28 19:20
29F推: http://www.rmim.com.tw/news-detail-12005/28 19:24
30F→: 雖未親晤，但取得書面同意，要主張保單自05/28 19:25
31F→: 始無效可能有點困難05/28 19:25
32F→: 但是我想業務員的懲處是少不了的05/28 19:25
4F推: 曠職直接就會把你辭掉了，不過對你來說也不太好05/28 00:40
5F→: 如果你沒有要去其他家，你就直接找新工作就好05/28 00:45
6F→: 如果你要找其他家，就必須由公司向壽險公會撤銷登陸05/28 00:45
7F→: 你向壽險公會詢問看看此狀況，若不行找金管會保險局問問05/28 00:46
8F→: 信用卡再有金控的壽險算整合行銷，不會有太多佣金05/28 00:47
9F→: 客戶有沒有開卡也會有影響佣金，不過你應該可以請公司05/28 00:47
10F→: 出事薪津證明你的疑問05/28 00:47
17F→: 原來還有這招，感謝樓上指導05/28 01:46
19F→: 應該底下單位都很怕接到總公司來電05/28 01:59
25F推: 該給你的還是要給你，和離職無關，追看看後續05/28 15:42
9F推: 大人的部分JTL看起來比20NJTL貴點，JTL可否降低05/28 00:29
10F→: 去補20NJTL，然後取消或降低family的部分05/28 00:29
11F→: 畢竟意外險不看年紀看職業，未來預算多一點可以加05/28 00:30
12F→: 500萬的壽險在一般人比較下來算是極高了05/28 00:30
13F→: 另外殘照險的部分是一筆給付嗎？建議重大疾病拉高05/28 00:31
14F→: 殘照降低一些這樣05/28 00:31
15F推: 小朋友的部分看起來大概就這樣，那應該就大人的部分調整05/28 00:35
16F→: 未來預算比較夠再幫小孩補重疾05/28 00:36
17F推: 看完一樓的推文後，同感保障不必一次做足，壓力很大05/28 00:38
48F→: 請問seilon大 把年期縮短的話保費不就增加更爆預算嗎？05/28 01:47
49F→: 請問beriaura沒有優體的意思是？05/28 01:48
80F→: 對後 定期是相反 感謝指導05/28 15:42
81F→: 請問B大有沒有優體壽險的差別會顯現在保費上是嗎？05/28 15:44
1F→: 直系血親，祖父母要為孫子女投保必須有同住事實05/28 00:17
2F→: 旁系血親若要作為要被保人，或許可用第二條第三條去辦05/28 00:19
3F→: http://tinyurl.com/z7g88wa 保險利益相關規定如下05/28 00:21
5F推: a了一下他的id 感覺像在做功課 前面有問到名片這樣05/28 01:58
17F推: 依照債權債務關係應該也是可以投保，但刻意這樣做會不會05/28 15:46
18F→: 產生問題就不得而知，畢竟這算比較特殊的案例05/28 15:46