[閒聊] 房貸2.13% 信貸1.94% 先還那個?
假設每個月有一筆多的錢 可以提早還
已經有六個月緊急備用金
要優先投入哪一個?
A.信貸7年350萬 1.94% 月還$46000
B.房貸30年700萬 2.13% 月還$28000
C.放美股SP500 QQQ
D.定存/高利活存
房貸利率高不過期間長 信貸利率低可是佔信用額度高
預計2025入手一間預售 2028交屋 總價抓2000萬
請問我這個狀況怎麼處理?
謝謝!
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