[閒聊] 貸款一千萬的人有想過利率可能到5%嗎?
請問一下版上貸款800萬到1000萬的買房族
你們在買房貸款前有考慮過未來可能利率不會那麼低這件事嗎?
舉個例子好了
現在貸款1000萬 利率到1.6%應該不是難事
以1.6%利率來說 每個月大概還將近5萬
但是當利率來到5% 每個月就要還大約66000左右
負擔多了差不多三成 對一般的雙薪家庭來說也會是不小的負擔
我相信版上很多千萬購屋族 你們在貸款的時候有考慮過這件事嗎?
因為以現在北桃竹這三區來說 位置機能學區不差的三房幾乎開價都是一千萬以上
自備兩百萬 可能都還需要跟銀行貸個800-1000萬
看起來是滿普遍的事
你們怎麼看這件事? 有想過嗎?
ps. 剛剛回顧2000年附件利率就是差不多5%左右
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※ 編輯: brandon56 (60.250.205.229), 04/12/2017 14:26:31
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