[請益] 南山人壽辦的美金定存,有人辦嗎?
今年出社會的我開始領的人生中的第一份薪水
漸漸的開始存了一些錢
我的保險業務員推薦我使用南山人壽的美金定存
他說定存前6年是本金3.XX%複利循環
(6年界線是6年內解約的話會虧本?)
6年後以單利10%生息(意思是6年後開始穩定每年10%單利循環)
業務員說要買外幣定存,美金是最穩健的?
因為國際間美金流通率高達7X%?
請問有版大也有買類似的外幣嗎?
爬文之後發現板上很多大大都說定存是最小風險的
請問外幣定存是把錢存在和南山有合作的銀行(ex:合作金庫)
定存有風險意思還是有風險?那風險是假若這家銀行倒了...
那我存進去的錢是否就拿不回來呢?
另外請問一下,上面業務員跟我說的利率,是只有南山和銀行合作才有的利率
還是我自己去銀行辦也可以有這樣的利率呢?
因為郵局定存利率真的好低...所以我想考慮買外幣定存當自己的待業金
(每個月我大概可以支出7K~8K左右的新台幣來買外幣)
請問我保險業務員推薦我買她們的美金定存這個建議可以嗎?
問題有點多,煩請各位大大為我解答,感謝!!!
--
※ 發信站: 批踢踢實業坊(ptt.cc)
◆ From: 203.222.26.185
→
04/11 19:58, , 1F
04/11 19:58, 1F
→
04/11 19:59, , 2F
04/11 19:59, 2F
→
04/11 19:59, , 3F
04/11 19:59, 3F
→
04/11 19:59, , 4F
04/11 19:59, 4F
→
04/11 20:00, , 5F
04/11 20:00, 5F
→
04/11 20:01, , 6F
04/11 20:01, 6F
→
04/11 20:01, , 7F
04/11 20:01, 7F
→
04/11 20:01, , 8F
04/11 20:01, 8F
→
04/11 20:01, , 9F
04/11 20:01, 9F
→
04/11 20:02, , 10F
04/11 20:02, 10F
→
04/11 20:03, , 11F
04/11 20:03, 11F
→
04/11 20:04, , 12F
04/11 20:04, 12F
→
04/11 20:04, , 13F
04/11 20:04, 13F
→
04/11 20:08, , 14F
04/11 20:08, 14F
→
04/11 20:08, , 15F
04/11 20:08, 15F
→
04/11 20:09, , 16F
04/11 20:09, 16F
→
04/11 20:10, , 17F
04/11 20:10, 17F
→
04/11 20:11, , 18F
04/11 20:11, 18F
→
04/11 20:11, , 19F
04/11 20:11, 19F
推
04/11 20:12, , 20F
04/11 20:12, 20F
→
04/11 20:12, , 21F
04/11 20:12, 21F
→
04/11 20:12, , 22F
04/11 20:12, 22F
→
04/11 20:14, , 23F
04/11 20:14, 23F
→
04/11 20:14, , 24F
04/11 20:14, 24F
→
04/11 20:14, , 25F
04/11 20:14, 25F
→
04/11 20:14, , 26F
04/11 20:14, 26F
→
04/11 20:15, , 27F
04/11 20:15, 27F
→
04/11 20:16, , 28F
04/11 20:16, 28F
→
04/11 20:16, , 29F
04/11 20:16, 29F
→
04/11 20:17, , 30F
04/11 20:17, 30F
→
04/11 20:17, , 31F
04/11 20:17, 31F
→
04/11 20:18, , 32F
04/11 20:18, 32F
→
04/11 20:20, , 33F
04/11 20:20, 33F
→
04/11 20:20, , 34F
04/11 20:20, 34F
→
04/11 20:20, , 35F
04/11 20:20, 35F
→
04/11 20:21, , 36F
04/11 20:21, 36F
→
04/11 20:21, , 37F
04/11 20:21, 37F
→
04/11 20:21, , 38F
04/11 20:21, 38F
→
04/11 20:22, , 39F
04/11 20:22, 39F
→
04/11 20:22, , 40F
04/11 20:22, 40F
→
04/11 20:22, , 41F
04/11 20:22, 41F
→
04/11 20:22, , 42F
04/11 20:22, 42F
→
04/11 20:23, , 43F
04/11 20:23, 43F
→
04/11 20:23, , 44F
04/11 20:23, 44F
→
04/11 20:23, , 45F
04/11 20:23, 45F
→
04/11 20:24, , 46F
04/11 20:24, 46F
→
04/11 20:24, , 47F
04/11 20:24, 47F
→
04/11 20:25, , 48F
04/11 20:25, 48F
→
04/11 20:26, , 49F
04/11 20:26, 49F
→
04/11 20:27, , 50F
04/11 20:27, 50F
→
04/11 20:27, , 51F
04/11 20:27, 51F
→
04/11 20:27, , 52F
04/11 20:27, 52F
→
04/11 20:27, , 53F
04/11 20:27, 53F
→
04/11 20:28, , 54F
04/11 20:28, 54F
→
04/11 20:28, , 55F
04/11 20:28, 55F
→
04/11 20:28, , 56F
04/11 20:28, 56F
→
04/11 20:29, , 57F
04/11 20:29, 57F
→
04/11 20:33, , 58F
04/11 20:33, 58F
→
04/11 21:29, , 59F
04/11 21:29, 59F
→
04/11 21:41, , 60F
04/11 21:41, 60F
→
04/12 01:13, , 61F
04/12 01:13, 61F
推
04/12 02:16, , 62F
04/12 02:16, 62F
→
04/12 02:17, , 63F
04/12 02:17, 63F
討論串 (同標題文章)
以下文章回應了本文 (最舊先):
完整討論串 (本文為第 1 之 14 篇):