作者查詢 / jai166
作者 jai166 在 PTT [ CFP ] 看板的留言(推文), 共32則
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13F推: 蜜月基金是短期就會用到的，照綠角的說法最好找低風險的投04/22 20:46
14F→: 資，像定存。13k是買機車嗎？照平民保險王的說法，那可能04/22 20:46
15F→: 定期的意外險要買一下04/22 20:46
17F推: 我個人也不敢買人民幣，外幣定存利率也反應風險。台股目前04/22 21:03
18F→: 很多人都不看好，0050也破50，一般認為破50是在高點了。四04/22 21:04
19F→: 十幾可以買來領股利，跌破40更該買...一般是覺得台灣經濟04/22 21:04
20F→: 沒那麼差啦，應該可維持在40-5504/22 21:04
21F推: 投資總有風險，沒人知道未來會怎樣，也許投入定存股他就跌04/22 21:11
22F→: 投資總有風險，沒人知道未來會怎樣，也許投入定存股他就跌04/22 21:12
23F→: 了，也可能大家都買定存股導致股價偏高，還是要先確定短期04/22 21:12
24F→: 不會用到的錢再拿來買，免得手頭緊又看到股價跌，心裡壓力04/22 21:12
25F→: 會很大04/22 21:12
47F推: toshl, andromoney, expense manager, 到目前在用的ahorro04/17 08:33
48F→: 都用過。都不錯，要看哪個合你胃口。重點是要持續。大金額04/17 08:33
49F→: 的支出一定要記。小金額的漏了幾筆就算了。紀錄之後每月再04/17 08:33
50F→: 輸入到excel紀錄分析比較。分析後更重要的是去計畫如何開04/17 08:33
51F→: 源節流，不然單純記帳錢也不會增加04/17 08:33
52F推: 如果都沒記過帳，先玩看看，之後再檢討才知道怎麼調整。04/17 08:37
53F→: 分期要怎麼記也是看你。每月記會佔掉我的月預算，提醒我要04/17 08:39
54F→: 花少一點若另外記通常我也會忘記他04/17 08:39
55F→: 有些軟體可以針對現金，信用卡，銀行分別設定帳戶，你可以04/17 08:41
56F→: 比較精確知道自己各帳戶的消費情形04/17 08:41
57F→: 像andromoney, ahorro都可以分開。不過我統計時之前是分開04/17 08:46
58F→: ，現在是合在一起。因為重點是要持續，讓自己習慣，太複雜04/17 08:46
59F→: 很容易讓人放棄04/17 08:46
60F→: andromoney之類的若設定個別帳戶，對比目前剩下的金額，也04/17 08:48
61F→: 可以發現自己漏記的金額有多少，不過後來會有點鑽牛角尖所04/17 08:48
62F→: 以我就沒用了04/17 08:48
63F→: 另外我推的這些軟體都有個特點是分類都可以自己設定，方便04/17 08:54
64F→: 改成符合自己需求的。你記帳一陣子會發現自己常消費的有哪04/17 08:55
65F→: 幾項，想去控制的就把他分出來。像我飲食就是分三餐，飲料04/17 08:55
66F→: ，宵夜這樣啦@.@04/17 08:55
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