[問題] 請教一開始如何記帳
先跟大家和我自己說對不起
本身覺得自己算是不太有金錢觀念的人…
最近有深深的感到自己也一把年紀了,卻沒什麼存款,還有一點負債,認為應該要開始學
習理財了,首先第一步我想從記帳開始
其實之前在男友的遊說下有用過記帳app,但是覺得越用越糊塗,不知道什麼東西該怎麼
記
具體來說,像每個月都會有薪資收入,但也會有一些既有的像是貸款分期之類的,那麼薪
資是應該從匯入帳號開始記錄,可是貸款分期是應該把全額一起計入還是分期計入呢?
還有存在銀行裡的,跟領出來的,應該分開計算嗎?
轉帳手續費這一類的是否也該計入呢?
能不能請好心的大大們,分享一下記帳的基本概念,讓小妹可以更了解一點
另外就是,我目前有一筆存款大概50000元,是存在小資定存帳戶,同時也有20000塊的信
用卡費正在繳款,以目前的薪資來說,是不可能一口氣結清的狀態,所以就會動用到循環
…我想是否應該先把存款的部分拿出來償還掉卡債…
對不起…我真的想學好理財…
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※ 編輯: june19870606 (39.12.204.167), 04/11/2016 00:25:38
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