[閒聊] 刷卡額比去年大增 聯徵竟然被扣分
因昨天有申請玉山調額
想說去看看聯徵有沒有被拉了
發現我的評分跟上上禮拜查竟然整整掉了100多分 = =
下面寫的原因如下:
1.台端近12期內純信用授信往來金融機構家數較多
2.台端近一年內曾有較高的信用卡額度使用率
3.台端近12期內授信金額未能有效降低
1.今年也只有多新辦玉山 其他富邦 中信 花旗都持卡快3年了...
2.是因為中信LP卡嗎 今年刷了快100萬 跟去年比就真的差很多
3.授信金額未能有效降低是甚麼意思 = =?
每個月都正常繳還溢繳 而且信貸也都還本快繳清了
嗚嗚嗚~~真的搞不懂聯徵分數怎麼算的
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