[心得] 有些銀行未免太噁心
今天收到某h銀行的"紅利計畫"DM
裡面有一些可用紅利積點兌換的商品
兌換點數動輒15萬.20萬點...我翻翻就準備扔了
沒想到瞥到一頁"愛心捐款"
包括世界展望會.紅十字會等慈善機構....
可兌換2800點 直接幫持卡人捐款150元
我就用計算機算了算 ( 30元/1點 )
2800點 = 消卡刷費84000元
150 / 84000 = 0.178% (紅利回饋比例)
我的天啊!!!!!!!!! 未免太矯情噁心了吧!!!!!
一般銀行的回饋比例 至少0.3%上下
假設用我的聯邦理財白金 0.7%為例
同樣消費84000元 我可以拿到588的現金回饋!!! 整整多了近四倍!!!!
奉勸想利用紅利積點轉化成捐款的朋友
千萬別被銀行的下流伎倆給騙了!!
要嘛直接用現金捐 要嘛選張回饋率高點的信用卡
別傻傻成了銀行拿來賺形象的犧牲品!!
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※ 發信站: 批踢踢實業坊(ptt.cc)
◆ From: 61.59.10.108
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※ 編輯: chrisstar 來自: 61.59.10.108 (09/24 21:52)
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