想在大陸開戶存定存(請大大幫忙看有無問題)
各位大大好
因為工作需要的關係,需定期前往大陸
所以便有在大陸開戶存定存的想法
目前有先在網路上搜集資訊,請大大幫忙看看資訊有沒有錯或是我的想法有哪邊不可行
大陸是個嚴格外匯管制的國家,我錢匯進去,要匯出來可能就沒那麼容易了
剛好現在台灣有開放人民幣業務,所以我打算在台灣先換人民幣,再用匯款方式
匯到大陸的帳號(一天上限匯8萬人民幣,預計匯5萬美金)
雖然錢進得去沒辦法出來,但使用銀聯卡似乎是一個變相可動用金額的一個辦法
尤其現在台灣很多地方都可以刷銀聯卡,刷卡消費額度無上限(有誤請大大指正)
或者是用銀聯卡提領台幣出來,一天上限目前是人民幣1萬元,但是可能會有手續費
所以便要找手續費比較便宜的銀行
目前看到有華夏銀行(每天第一筆境外提款免手續費)
平安銀行(一筆15RMB,金卡的話每月境外有20筆取款免手續費)
應會就近前往上述兩家則一
開戶資料除了我會把台胞證等相關證件帶好外,地址填寫可以填飯店地址
但由於我要辦網路銀行,因為要從台灣匯RMB過去,匯過去後就上網銀存定存
要申請網路銀行,銀行好像會給個U盾之類,重要的是要填手機號碼
所以可能會去大陸當地買一個門號,或是用台灣遠傳的台商方案
(不知大大比較建議哪一種)
一切開戶完成以後,錢也匯過去,用網銀定存後,因為大部份會存五年期
有看到網路上寫到存長年期要小心台胞證到期換證後號碼會不一樣,去銀行領錢很麻煩
但因為我大陸的錢打算久放,或是用銀聯卡消費或提款,
所以上面領錢的問題應該也跟我沒關係,反正本來就領不出來.....
以上是我得到的資訊跟計畫,只要錢不要存在銀行無故消失.....原則上不會動用到
請大大看哪邊有錯誤或有問題,煩請指正
感謝
--
※ 發信站: 批踢踢實業坊(ptt.cc)
◆ From: 118.167.111.62
→
02/17 23:19, , 1F
02/17 23:19, 1F
→
02/17 23:20, , 2F
02/17 23:20, 2F
→
02/17 23:21, , 3F
02/17 23:21, 3F
→
02/17 23:25, , 4F
02/17 23:25, 4F
→
02/17 23:25, , 5F
02/17 23:25, 5F
→
02/17 23:26, , 6F
02/17 23:26, 6F
→
02/17 23:27, , 7F
02/17 23:27, 7F
→
02/17 23:27, , 8F
02/17 23:27, 8F
推
02/17 23:28, , 9F
02/17 23:28, 9F
→
02/17 23:29, , 10F
02/17 23:29, 10F
→
02/17 23:29, , 11F
02/17 23:29, 11F
→
02/17 23:29, , 12F
02/17 23:29, 12F
→
02/17 23:30, , 13F
02/17 23:30, 13F
→
02/17 23:30, , 14F
02/17 23:30, 14F
推
02/17 23:31, , 15F
02/17 23:31, 15F
→
02/17 23:31, , 16F
02/17 23:31, 16F
→
02/17 23:31, , 17F
02/17 23:31, 17F
→
02/17 23:33, , 18F
02/17 23:33, 18F
→
02/17 23:34, , 19F
02/17 23:34, 19F
→
02/17 23:35, , 20F
02/17 23:35, 20F
→
02/17 23:36, , 21F
02/17 23:36, 21F
→
02/17 23:39, , 22F
02/17 23:39, 22F
→
02/17 23:39, , 23F
02/17 23:39, 23F
→
02/17 23:41, , 24F
02/17 23:41, 24F
→
02/17 23:43, , 25F
02/17 23:43, 25F
→
02/17 23:43, , 26F
02/17 23:43, 26F
推
02/17 23:43, , 27F
02/17 23:43, 27F
→
02/17 23:43, , 28F
02/17 23:43, 28F
→
02/17 23:44, , 29F
02/17 23:44, 29F
→
02/17 23:45, , 30F
02/17 23:45, 30F
→
02/17 23:45, , 31F
02/17 23:45, 31F
→
02/17 23:46, , 32F
02/17 23:46, 32F
→
02/17 23:47, , 33F
02/17 23:47, 33F
→
02/17 23:47, , 34F
02/17 23:47, 34F
推
02/17 23:47, , 35F
02/17 23:47, 35F
→
02/17 23:48, , 36F
02/17 23:48, 36F
→
02/17 23:48, , 37F
02/17 23:48, 37F
→
02/17 23:48, , 38F
02/17 23:48, 38F
→
02/17 23:48, , 39F
02/17 23:48, 39F
還有 32 則推文
→
02/18 00:08, , 72F
02/18 00:08, 72F
→
02/18 00:09, , 73F
02/18 00:09, 73F
→
02/18 00:09, , 74F
02/18 00:09, 74F
→
02/18 00:11, , 75F
02/18 00:11, 75F
→
02/18 00:12, , 76F
02/18 00:12, 76F
→
02/18 00:13, , 77F
02/18 00:13, 77F
→
02/18 00:13, , 78F
02/18 00:13, 78F
→
02/18 00:14, , 79F
02/18 00:14, 79F
→
02/18 00:15, , 80F
02/18 00:15, 80F
→
02/18 00:15, , 81F
02/18 00:15, 81F
→
02/18 00:15, , 82F
02/18 00:15, 82F
→
02/18 00:15, , 83F
02/18 00:15, 83F
→
02/18 00:17, , 84F
02/18 00:17, 84F
→
02/18 00:18, , 85F
02/18 00:18, 85F
→
02/18 00:18, , 86F
02/18 00:18, 86F
→
02/18 00:22, , 87F
02/18 00:22, 87F
推
02/18 00:22, , 88F
02/18 00:22, 88F
推
02/18 00:24, , 89F
02/18 00:24, 89F
→
02/18 00:25, , 90F
02/18 00:25, 90F
→
02/18 00:26, , 91F
02/18 00:26, 91F
→
02/18 00:26, , 92F
02/18 00:26, 92F
推
02/18 03:54, , 93F
02/18 03:54, 93F
推
02/18 03:56, , 94F
02/18 03:56, 94F
→
02/18 03:56, , 95F
02/18 03:56, 95F
→
02/18 03:57, , 96F
02/18 03:57, 96F
→
02/18 03:58, , 97F
02/18 03:58, 97F
→
02/18 03:59, , 98F
02/18 03:59, 98F
推
02/18 07:25, , 99F
02/18 07:25, 99F
→
02/18 07:57, , 100F
02/18 07:57, 100F
→
02/18 07:58, , 101F
02/18 07:58, 101F
推
02/18 09:51, , 102F
02/18 09:51, 102F
→
02/18 11:37, , 103F
02/18 11:37, 103F
→
02/18 11:40, , 104F
02/18 11:40, 104F
推
02/18 12:32, , 105F
02/18 12:32, 105F
推
02/18 13:03, , 106F
02/18 13:03, 106F
→
02/18 13:04, , 107F
02/18 13:04, 107F
推
02/18 14:52, , 108F
02/18 14:52, 108F
→
02/18 14:52, , 109F
02/18 14:52, 109F
推
02/18 14:57, , 110F
02/18 14:57, 110F
推
02/18 22:36, , 111F
02/18 22:36, 111F
討論串 (同標題文章)
以下文章回應了本文:
完整討論串 (本文為第 1 之 4 篇):