[請益] 妻欲離婚，夫以停掉保險來要脅
故事的女主角是我堂姐，因沒有ptt的id故請我代po，是這樣的~~ 結婚時夫妻一起買了醫
療險，要保人是夫，被保險人是妻，受益人寫夫與法定代理人。夫妻雙方都有在上班，當
時因夫的收入比較高，故當夫要求要保人與受益人必須寫他時，妻無法拒絕，但繳錢都是
雙方一起繳的，妻曾向夫要求變更要保人為自己，但夫不肯。現在夫妻感情出現裂痕，妻
欲離婚，夫說，妳的保單要保人不可能改，妳要離婚只有兩條路~~ 1. 保單解約 2.這份
保單妳花錢向我買回來，
最近這幾年，這份保單已是妻獨自繳，夫不肯協議離婚，妻已打算訴請離婚，請問各位大
大~~ 1.如果打算離婚，這時候妻是否再也不用去想這份保單了？反正要保人有權利隨時
終止？ 2.如果沒有離婚，繼續共同生活，但繳錢的是妻，假如夫先過世，保單的受益人
是夫那該如何處理？
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