[討論] 健檢有體況對醫療險及殘扶險的影響？
原po 30歲男, 最近剛好在設計自己的保險規劃
上個月健檢報告意外發現有一項癌指數略高於平均值
請問這樣投保醫療險（實支實付, 重大疾病）和殘扶險除了可能拒保之外
還有其他風險嗎？
聽說保險公司會有除外條款？比如癌症相關不予核保？
又...如果經過進一步檢查, 醫師告知沒有發現問題, 建議追蹤
這時候投保是不是比較容易核保？
或者乾脆等到兩年後再來投保？
請板上各位前輩解惑
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