Fw: [新聞] 保費繳20年!41萬紅利剩零頭 氣炸
保費繳20年!41萬紅利剩零頭 氣炸
TVBS – 2012年3月14日 下午1:08
台北市一名男子,38歲時買下國泰壽險,當時保險公司保證,20年後可拿回本金68萬,外
加紅利利率,但20年前利率9.75,現在降到1.65,等於原本41萬的紅利,最後只能拿到
13800多元,男子氣炸,說業務員沒告知,但國泰保險指出,利率本來就會隨市場波動。
台北市這名男子砸下68多萬元,買了國泰壽險,原本想買個心安,結果20年過去,卻只能
拿到13000多元紅利。陳情人莊先生:「根本是詐騙集團啊,真的是詐騙集團啊。」
簡直氣炸,因為男子和壽險公司20年前簽訂的壽險合約,利率原本是9.75,但現在利率降
到1.65,等於原本可以拿到了41萬紅利,現在只剩13000多元利率利率,比銀行利潤還低
,連原本要給孩子的教育費也泡湯。陳情人莊先生:「我到國泰(保險)去陳情,第一線踢
第二線,第二線踢第三線,存銀行還比較好。」
陳情人莊太太:「實際利率跟他們預計利率差別太大了,如果用實際利率來算,也不可能
是1萬多吧。」
國泰保險業者:「紅利利率,就是按照當時市場利率波動。」
保險公司解釋,利率本來就會隨市場波動,民眾雖然已經拿回68萬的本金,但20年來累積
的紅利不翼而飛,不甘心受損,消保官也說要看當時業務員,有沒有告知利率波動才能究
責,似乎也成為另類保單陷阱。
http://ppt.cc/96eg
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