[請益] 35歲男資產配置
目前已婚1個小孩
家庭收入200左右
扣掉開銷年存50
50萬活存
100萬人民幣定存利率3.5%
(4.8買進的所以最保守的投資反而小賠)
200萬定存股只出不進 平均6%左右
中華電 中信 第一 等
300萬股票買賣 3年來平均17%左右
想問一下 以家庭而言是不是不該這麼多資產都放在股票裡呢
我有和老婆溝通定存股不能當股票資金
當她還是覺得寧願放銀行拿1%比較安心
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