作者查詢 / yamitis
作者 yamitis 在 PTT [ Insurance ] 看板的留言(推文), 共26則
限定看板:Insurance
看板排序:
全部Gossiping10756HatePolitics5761CFantasy1377Stock677Baseball418LightNovel406Fund402Finance291C_Question236Haruhi202sex167CODE_GEASS141MJ136DragonNest127ForeignEX123Foreign_Inv121Elephants78HsinChuang77TypeMoon48ToS47Hunter40joke36Dota_Legend34Shana33Militarylife31Chan_Mou30Nanoha28NARUTO28Hayate27Insurance26car25ChainChron23welcome_NHK23Suckcomic21H-GAME16HSNU_103415Comic14GatoShoji14movie13Salary13C_WorkBoard12SchoolRumble12Azumanga10BLEACH10Boy-Girl10CFP10KenAkamatsu10KoreaDrama10Kawashita9L_TalkandCha9WorldCup9Japandrama8Marginalman8marriage7Teacher7Tech_Job7YASUHIRO7DeathNote6FTV6Kyoto_Ani6NCCUCrosTalk6PublicIssue6Tainan6AC_In5Expansion075graduate5Hate5home-sale5Mabinogi5MacShop5PingTung5specialman5BrownDust4EYESHIELD214GUNDAM4japanavgirls4Olympics_ISG4Violation4WarCraft4WhiteEyes4WomenTalk4AC_Music3ArakawaCow3consumer3e-coupon3Economics3KOTDFansClub3NTUCivilism3PSP-PSV3Python3Rozen_Maiden3THU_Talk3Airantou2C_Chat2CCF2ck57th3212forsale2gallantry2HK-movie2HSNU_10982hypermall2L_SecretGard2Loan2NCCU2NCCU_NICEBOY2NCHU-FINGRA92NSYSU_EE95-12NTUMBA-982PttHistory2RO_Mobile2SENIORHIGH2share2ShuangHe2SongShan2StupidClown2TaichungBun2WarringState2YOLO2AfterPhD1AGEC901Agronomy-931ask-why1BigBanciao1BigSanchung1Bus1cjjhs3271ck55th3321cksh80th3071cksh81st3031Cobras1cosplay1CPU_BP7711CPU_FC7111dlsh-7th-3031Dragons1EAseries1EatToDie1einvoice1FCU-INS93B1FITNESS1FJU_AD-031Food1Gash1GENSHIKEN1Guardians1HCHS923161hikarugo1HSNU_10851HSNU_9761HSNU_9811HSNU_9901HY29th3071IA1INMJH90_3051Japanese-B931job1JP_Entertain1Kaohsiung1Keelung1KS93-3041Law-Pingpong1Law-Service1MdnCNhistory1MDscience6th1media-chaos1MGL-history1Miaoli1MobileComm1MONSTER1mud1MuscleBeach1NCCU08_MAENG1NCCU09_EcoG1NCHU-FINGRA71NCUFingrad031NeedFood1NTU1NTUT_en489b1oeo_491Option1PHAT-MEN1PhD1PSWO3rd1pts1PttCard1PublicServan1rent-exp1RumikoTWorld1San-Ying1Seiya1ShamanKing1Shu-Lin1Sijhih1SportLottery1studyteacher1TerraBattle1Tine_OPTC1TKU_EE_92C1toberich1TokyoGhoul1TTU-I90B1TYSH49-3031watch1Weyslii1WFSH1WuBai_and_CB1Zhongshan1<< 收起看板(207)
5F推: 定存利率又不會永遠像現在這麼高05/27 23:01
6F→: 你當初投保是擔心家中長輩,若投保原因沒消失為啥要解05/27 23:03
50F推: 這種業務員會不會太扯08/03 12:44
3F推: 年金險10/22 23:54
15F推: huabandd別亂教.."一個人"一年最多就220,哪能找人幫轉10/24 02:11
8F推: 買壽險才可以,買年金險身故的話是列為要保人的遺產08/13 22:31
9F→: 除非是進入年金給付期,才可以給身故受益人08/13 22:32
10F→: 你的業務很不專業,換一個吧08/13 22:32
11F→: 更正第一句話,要保跟被保險人都同一人,列為遺產08/13 22:34
12F→: 要保跟被保不同人,被保死亡時合約消滅,保價金給要保人08/13 22:34
14F→: 解決方法也很簡單 1.解約 2.要保人換人(小心贈予稅即可)08/13 22:36
4F推: 1.變更要保人有贈與稅問題,保單=要保人的財產02/10 00:35
5F→: 2.要保人不在,視為要保人遺產,要"所有法定繼承人"同意02/10 00:35
6F→: 才可以變更要保人02/10 00:35
7F推: 補充第二點,因為要保跟被保險人要有保險利益關係02/10 00:40
8F→: 所以"通常"是被保險人直接當要保人沒錯,但一定要所有法02/10 00:41
9F→: 定繼承人同意才可以..02/10 00:41
15F推: 最好是沒影響,如果利率誇張點升到4%以上,你儲蓄險沒高10/02 20:13
16F→: 過這個最好賣得出去10/02 20:13
11F推:那個八成是自掏腰包送的 而且以退佣招攬 違法05/06 22:52
12F推:如果是銀行理專幹這種事大概在這行也混不下去了02/27 21:16
6F推:解約金是指該年解約時可以拿回的錢吧11/22 00:43
7F推:你要考慮是要擺長期還是中短期,長期的話第一個IRR最後會11/22 00:46
8F→:趨近於3.5%(看放多久..) 第二個約3%11/22 00:48