作者查詢 / wake7078

總覽項目：發文 | 留言 | 暱稱

作者 wake7078 在 PTT [ Loan ] 看板的留言(推文), 共29則

限定看板：Loan

看板排序：

全部Gossiping21775Stock8786Tech_Job4581ToS216Option165NBA124Boy-Girl75HatePolitics72Hate64Lifeismoney56joke54Salary44CATCH43WomenTalk38HsinYi33home-sale32Bank_Service31Road_Running31Loan29Fund27Teacher27sex24WorldCup22Beauty18Soft_Job16MobileComm14iOS13Kaohsiung13Law-Service13movie12NTU12creditcard10L_TalkandCha10tax10HatePicket9CYUT8ISU_CYC118money8PhD8PublicServan8Hsinchu7L_SecretGard7rent-exp7HsinTien6ID_Multi6Wanhua6AfterPhD5car5specialman5biker4FCU_MOT4ForeignEX4HK-movie4Jacky_Woo4Lottery4Marginalman4Nurse4TTU-I91A4Violation4YOLO4AC_In3Actuary3Baseball3C_Chat3iPod3japanavgirls3MRT3NTUST-EE-B963Olympics_ISG3PingTung3PublicIssue3TaichungBun3ArakawaCow2CaoCao2DC2drawing2esahc2Finance2FSHS-87-3082graduate2IA2Insurance2KoreaStar2marriage2MartialArts2NCCU_SRS2NKFUST-CCE902NTHU_LST_962NTUST_Talk2Seattle2SMSlife2Songs2Taitung2About_Life1ASIA-uni1ASM1BabyMother1basketballTW1bicycle1BigSanchung1Broad_Band1CareerPlan1Catholic1Cavaliers1CFantasy1CFP1Chan_Mou1ChangHua1Chen-Hsing1Chi-Gong1Christianity1ChungLi1ck55th3051ck59th3271ClashRoyale1CoC1CTV1dachen3171Doctor-Info1Emulator1Eng-Class1Facebook1fastfood1feminine_sex1FuMouDiscuss1gay1Germany1Gintama1Gov_owned1Grizzlies1HCHS603091hikarugo1HK_Comics1HsinChuang1Hualien1India1junji-ITO1Keelung1kochikame1KoreaDrama1KOTDFansClub1KS96-3051L_TaiwanPlaz1LAW1LoL1LTK1Mario1marvel1Marxism1Mechanical1MenTalk1Militarylife1MuscleBeach1MusouOnline1Nantou1Navy1NCCU_SEED1NCHU-FS981NCKU_MEPhC1NCU_ME-94B1NCU_Talk1NSYSU_MIS_971NTHU_MDL1NTHU_TM961NTSH89_21NTU-EM931NTUCivilism1NTUE-CS981NTUST-TX-B961NTUT_EE491A1NUU_Talk1P_Management1paranormal1PCSH91_3051popmusic1PttLifeLaw1PttNewhand1PttSuggest1Salesperson1SanFrancisco1SENIORHIGH1SportLottery1studyteacher1SuperBike1SYSOP1Taoism1TFSHS62th3161TFSHS66th3071TigerBlue1TKU_EW94B1TOEIC1TW_Entertain1Women_Picket1WorkinChina1XiangSheng1YiGo3111YP91-3111<< 收起看板(197)

首頁

尾頁

Re: [問題] 雙週繳與一段式利率比較

[ Loan ]17 留言, 推噓總分: +1

作者: specr78 - 發表於 2015/01/23 00:31(9年前)

1^F→wake7078: 期數降低還款本利上升提早還款61.31.160.85 01/23 00:37

2^F→wake7078: 當然省利但算出來的年繳本息61.31.160.85 01/23 00:37

3^F→wake7078: 我的問題在於"可以借貸年限"61.31.160.85 01/23 00:39

4^F→wake7078: 如果銀行是以一段式來算出雙週繳本金61.31.160.85 01/23 00:42

5^F→wake7078: 借貸期數 =/= 年限*2661.31.160.85 01/23 00:44

6^F→wake7078: 每雙週繳款本息上升那麼壓力變大61.31.160.85 01/23 00:48

7^F→wake7078: 畢竟每個人每年的收入支出都有變化61.31.160.85 01/23 00:49

8^F→wake7078: 同樣利率借貸金額61.31.160.85 01/23 00:51

9^F→wake7078: 雙週式年應繳本息>>一段式年應繳本息61.31.160.85 01/23 00:51

10^F→wake7078: 資金運用的彈性會被綁死借貸少說61.31.160.85 01/23 00:52

11^F→wake7078: 20年起跳還款金額外的資金運用61.31.160.85 01/23 00:53

12^F→wake7078: 會影響還款進度及個人生活61.31.160.85 01/23 00:54

13^F→wake7078: 還款下限越低資金越靈活生活越自由61.31.160.85 01/23 00:58

[問題] 雙週繳與一段式利率比較

[ Loan ]37 留言, 推噓總分: +2

作者: wake7078 - 發表於 2015/01/21 17:00(9年前)

9^F→wake7078: 這不是要看銀行有無提早還款的違約限制42.70.149.72 01/21 20:14

12^F→wake7078: 其實只想知道如何回推一段式利率畢竟42.70.149.72 01/21 20:15

13^F→wake7078: 雙週方案說可以貸20年結果算出來的61.31.164.16 01/21 22:13

14^F→wake7078: 雙週繳本息 18年就還完這不是騙人61.31.164.16 01/21 22:13

15^F→wake7078: 變相強制你在貸款年限前幾年還完61.31.164.16 01/21 22:15

16^F→wake7078: 我只想知道我的理解是不是有誤?61.31.164.16 01/21 22:15

28^F→wake7078: 這變成是我問的第三個問題61.31.164.16 01/22 01:25

29^F→wake7078: 銀行都是先算出1段式/2 還是根據給定61.31.164.16 01/22 01:27

30^F→wake7078: 還款年限去算出還款期數 25年~=650期61.31.164.16 01/22 01:28

31^F→wake7078: 來設定每雙週還款的本息這兩者差很多61.31.164.16 01/22 01:29

32^F→wake7078: 先算1段式/2 這樣真就不老實因為說好61.31.164.16 01/22 01:30

33^F→wake7078: 20年~=520期不是這期數就不應該61.31.164.16 01/22 01:33

34^F→wake7078: 說成還款年限最長至20年61.31.164.16 01/22 01:34

35^F→wake7078: 不然真同樣年限同樣利率雙週一定61.31.164.16 01/22 01:37

36^F→wake7078: 比較省我是以小人之心來看待房貸此事61.31.164.16 01/22 01:38

37^F→wake7078: 真的不懂61.31.164.16 01/22 01:40

首頁

尾頁