[問題] 日貨賣家刷卡加收手續費違法疑慮
商品已下架,附網站連結:
http://www.yabbicorgi.com.tw/App/Shop/Default.aspx#!plist/42
最近跟YABBI購買3月連線的商品,在填單時發現選擇刷卡會加收2%的手續費
由於之前折扣季交易時並無加收,印象中商家刷卡如限制低消或加收手續費都是違法的
後來查詢了相關法律:
信用卡業務機構管理辦法第27條第一項第二款:
收單機構簽訂特約商店之契約應載明下列事項:
二、特約商店非有正當理由不得拒絕持卡人簽帳交易、限制簽帳金額或加
收手續費。
也有查到消基會對商家違法加收手續費,建議民眾可以:
消基會特別呼籲「保留證據」提出檢舉,或要求退費。請商家開立明確收據,
註明「手續費」字樣及費率,消費者可憑此收據,將店家名稱、交易日期、交易商品名稱
、商品原價格與刷卡價,加上信用卡卡號及聯絡電話等資料,告知發卡銀行,或向刷卡單
上的「收單銀行」,要求退費,也可以向消基會提出申訴。
我這邊目前是先跟YABBI說明刷卡收受手續費是違法的,YABBI很客氣地回覆,大意大概是
因為不是每一個買家都需要使用刷卡服務,把金額直接加在商品中有點對不起沒有使用刷
卡服務的客人,才會改成有需要刷卡的另加。
但是總覺得不管出發點多良善,違法就是違法,我這邊是打算請YABBI開立註明手續費的
收
據,向發卡銀行申請退手續費,不知道有沒有板友有成功退過手續費,可以分享一下經驗
呢?
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※ 文章網址: https://www.ptt.cc/bbs/e-shopping/M.1459245324.A.E45.html
※ 編輯: snowflake414 (118.99.130.13), 03/29/2016 17:57:19
※ 編輯: snowflake414 (118.99.130.13), 03/29/2016 17:57:59
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其實後來有點囧是yabbi有回我貼給她刷卡收手續費違法的連結說她其實知道這件事...
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S大 我下面有回特約商店的定義喔~
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謝謝d大
信用卡業務機構管理辦法第二條:
十一、特約商店:指與收單機構簽訂契約,並接受持卡人以信用卡支付商品或服務之款項
者。但收單機構與特約商店屬同一人者,得免簽訂契約。
照文意就是yabbi(特約商店)向收單機構(特定銀行)申請刷卡服務
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※ 編輯: snowflake414 (114.136.139.252), 03/29/2016 18:46:46
※ 編輯: snowflake414 (114.136.139.252), 03/29/2016 18:50:33
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