[心得] 花旗HappyGo抱怨文
先說明一下背景,小弟目前把花旗的HappyGo卡剪掉了,跟大家分享一下
用卡的心得,就列一些事實給版友參考吧
優點
1. 一張可以加倍累積HappyGo點數的卡片
(HG點數有沒有價值見仁見智..我個人覺得是很雞肋)
2. 某些遠百可以抵停車
缺點
1. 有一次感應式付款壞掉,只能插卡讀晶片,持續了1個禮拜以上,壞掉也沒寫個
email通知,害我以為卡片被盜刷還是發生什麼事了
2. 花旗客服的態度真的很差,0800電話裡面的語氣連假裝客氣都懶 讓人覺得很不專業
3. 有一次拿他來刷國外旅遊的住宿機票錢,刷完之後收到一個簡訊寫到
"花旗銀行通知:本行欲與您確認近日消費內容,請您致電客戶服務專線。
另為確保您用卡安全,此簡訊發送後新增交易將暫以電話人工授權方式審核辦理"
偵測盜刷跟風險控管本來就是銀行該做的事,更何況刷的時候都有過OTP Secure Code認
證,到底有什麼必要逼客戶做無謂的事?
把客戶的卡片鎖起來再要求客戶自己花電話費打去確認再解鎖不知道是哪招?
難不成廣告上面寫的失卡零風險,其實風險控制的成本都是客戶來買單嗎?
如果是這樣乾脆寫"自助式失卡零風險"就好了...
說真的這卡片也沒什麼福利跟優勢,態度這麼高傲、這麼差真不知道是在跩什麼東西 哈
信用卡還是乖乖辦台灣本土的銀行發行的卡實在...
4. 刷卡連個即時email或即時簡訊都沒有,發一封簡訊到底能花幾毛錢的成本= =
花旗cost down能力真的好成這樣?比台灣的銀行還厲害 佩服佩服
想辦這張的版友好好考慮吧,要辦這張不如辦純happy go累計點數的卡片就好
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※ 編輯: michaelgod (118.161.80.118), 05/20/2017 17:29:28
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