Re: [問題] 請問大家如果要入門玩重機年薪多少養的起
路過會計剛好有記帳,貼給原po參考
當年買車時,年收入約45~50萬
2010/10購入,現在將近4年
計算到上禮拜日換機油,一共花了
購入 380,000 (30期1萬貸款,8萬現付)
保養 96,360,含自摔維修.烤漆費
油資 93,555
稅金 24,480
小計 594,395
平均每年148,598,每月約12,400元
但如果只看最近1年半,也就是車貸付完以後
2013.6到2014.8,耗費如下
保養 34,210
油資 27,286
稅金 6,120
小計 67,616,平均每個月攤銷4829
上個月破4萬km,自己差不多1年1萬公里
用52週來算,每個禮拜跑192km,蠻貼近週末騎車的現況
養車沒想像的可怕
問題出在車貸,自由資金越高,每月費用就越少
這前提建立在車是拿來騎的
如果你是拿來賣的,折舊就得攤進去
車貸或一次付清,每月費用差不多
假設你是自騎、自有資金夠,買車不用貸款
每個禮拜跑200km,四缸日本街車,不摔的狀況下一個月5千很夠用了
年收入70萬又住家裡,一個月多花5千真的不是很多
花錢這東西很主觀
就像家人說雨天幹嘛出門,但我會靠盃雨天你還是叫我上班一樣主觀
覺得浪費,每個月多花5百都會計較
但如果你買了會騎,就是每個月5千的娛樂費
出門騎車就沒空看電影逛街,省下來的預算剛好拿去加油
年收入有這程度,相信數字觀念不會比我差
自己斟酌就好,開銷沒你想像的大就是
罰單不算...
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