[新聞]央行：9月購屋貸款、建築貸款餘額續創新高已回收
1.原文連結：
http://tw.stock.yahoo.com/news_content/url/d/a/131028/2/42xps.html
2.內容：
台灣央行今(28)日公布9月購置住宅貸款餘額5兆5413億元，較上月續增266億元，不僅已
連7增，更續創歷史新高，而建築貸款餘額達1兆4861億元也較上月增加71.4億元，同創
歷史新高，不過由於台灣央行總裁彭淮南日前暗示將升息，今日又在立院指出利率有變
動風險、要貸款人居安思危，房仲業者坦言，房市目前已稍見觀望氣氛，後續購屋力道
和建商推案的意願仍須觀察。
9月購置住宅貸款餘額年增率3.12%，較8月的年增率2.79%增加0.33個百分點，而建築貸
款餘額年增率1.61%，則較8月的年增率1.13%增加0.48個百分點，主因為在傳統鬼月淡市
後，928熱門檔期支撐，但對於央行後續是否升息，市場已抱持觀望態度。
房仲業指出，除了央行利率政策，奢侈稅修法也使觀望氣氛更為濃厚，五都9月買賣移轉
棟數整體的交易量1萬8857戶，月減2%，也是今年僅高於2月的低量，除了台北市成長14.9%
，台中市、台南市和高雄市僅呈現平盤，新北市跌幅則有9.5%。
另一方面，國產車紛紛推出下半年重量改款車，且進口車商也推高階車款拚買氣，9月汽
車貸款餘額較上月續增12.11億元，來到964.16億元，月增1.26%、年增18.93%。
3.心得/評論(必需填寫)：
持續貸款炒房透支未來信用,支撐GDP數字
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