[分享] 2% Cashback
嗯 雖然根本板無關 不過 一時我也不知道P1有更相關的板了
http://www.schwab.com/public/schwab/banking_lending/credit_card?sid=P-990780&lvl1=banking_lending&lvl2=credit_card
縮:http://0rz.tw/b55fY
fatwallet上的討論 http://www.fatwallet.com/forums/finance/883571/
簡單說 這張信用卡可以有無限 2% cash back 但是他是存到一個 brokerage account.
foreign transaction fee : 0%
以下是我在上面爬到有用的東西: (國外鄉民也不太爬文 重複的東西一堆 Orz)
no fee to ACH funds out
if you have the Invest First Card linked to a brokerage (Schwab One), the
$1,000 minimum does not apply regardless of whether you have a checking
account.
A brokerage account is for INVESTING..like stocks, etfs, mutual funds...that
kind of stuff...the core is where cash sits until you invest it (if you want
to invest it) you can also transfer money out to linked banks from the
brokerage account...
You can also open Investor Checking if you want..that pays 1.5% interest and
is a full BANKING PRODUCT with free checks, free bill pays and UNLIMITED ATM
REBATES so you can use every atm in the world for free
You can just open the checking and brokerage if you want together..you don't
have to use the brokerage....though the Cash Back would be deposited in the
"core account" that they automatically set up in the brokerage (just pays
.10% interest, though)
You don't have to have both brokerage and checking. The brokerage account is
required for the rebates. I only opened a brokerage account.
--
我想當一個壞人.
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※ 發信站: 批踢踢實業坊(ptt.cc)
◆ From: 68.187.13.117
※ 編輯: maxisam 來自: 68.187.13.117 (01/03 20:50)
※ 編輯: maxisam 來自: 68.187.13.117 (01/03 21:15)
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01/03 21:06, , 2F
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01/03 21:07, , 3F
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chase freedom 的 everything 1% 這個 2%
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去walmart 去各種雜貨店
其實很少會歸到3% 你可以看看自己每個月所賺的reward
卡是互相搭配用的 2% + 3% + 5% (Discover的特殊分類) + reward plus 幾乎都5%以上
2%好不好用 ? online刷卡 刷學費 刷罰單 刷水電 我覺得挺好用的
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01/03 23:49, , 7F
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多個營行帳戶最大的壞處就是hard pull吧 ? 還有其他缺點嗎?
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01/03 23:50, , 8F
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如果有這張的話 也是可以
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我申請了 不過 還沒下文 Orz
※ 編輯: maxisam 來自: 68.187.13.117 (01/04 11:48)
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