[討論]國泰添豐減額?解約?
(幫朋友問的)
投保始期 99/08/16
月繳4364
已繳了74次 (105/09/16)
主約保額 76萬
今天請保險員試算
保價金275899
解約金額235581
當時19歲一股腦的只想存錢,所以簽了兩張,分別是10年的和20年的
雖然不是有經濟壓力,但是後來想開,錢不該都卡死在二十年的儲蓄險當中(十年的快到
期就想說就先放著)
目前想讓這張保單能夠在最少的損失之下
1.減額繳清:23萬去滾剩下的時間
2.直接解約
3.剛爬文有看到能夠做「更約」將二十年的改成十年繳的,但是保費要繳兩倍,以及補足
前面未繳的
第三點是目前比較想考慮的,但是不知道可不可行
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※ 編輯: cielclair09 (223.140.1.132), 09/21/2016 00:05:26
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