Re: [險種] 美元躉繳已刪文
※ 引述《tomato0715 (? ? ? ? )》之銘言:
: 戶頭有一筆約2萬美金
: 近期都不會用到的資金
: 想買一張美元躉繳的商品
: 最近看到台壽吉美樂剛好2萬美金
: 可以達到高保費折扣1%
: 目前預定利率2%
: 宣告利率3.8%
: 爬文後發現很多人推薦全球的美元躉繳
: 依照我2萬美元的躉繳
: 全球或是台壽那個比較適合?
: 謝謝
業務跟我說FAS躉繳預定利率1.75%
第四年解約IRR 2.12%
預定附加費用率最高8.95%最低4.87%
以下照試算表宣告利率3.8%推算供大家參考
http://i.imgur.com/n34MFil.jpg
![](https://i.imgur.com/n34MFil.jpg)
另外也順便推算宣告利率3.3到3.5%的情況
http://i.imgur.com/2elKJtM.jpg
![](https://i.imgur.com/2elKJtM.jpg)
剩下就是匯率風險了
--
※ 發信站: 批踢踢實業坊(ptt.cc), 來自: 1.169.38.236
※ 文章網址: https://www.ptt.cc/bbs/Insurance/M.1471436544.A.B17.html
※ 編輯: megakbo (1.169.38.236), 08/17/2016 20:23:50
推
08/17 21:17, , 1F
08/17 21:17, 1F
→
08/17 21:24, , 2F
08/17 21:24, 2F
推
08/17 22:56, , 3F
08/17 22:56, 3F
推
08/17 23:14, , 4F
08/17 23:14, 4F
→
08/18 00:11, , 5F
08/18 00:11, 5F
→
08/18 00:15, , 6F
08/18 00:15, 6F
→
08/18 00:16, , 7F
08/18 00:16, 7F
→
08/18 00:16, , 8F
08/18 00:16, 8F
→
08/18 00:17, , 9F
08/18 00:17, 9F
→
08/18 00:18, , 10F
08/18 00:18, 10F
→
08/18 00:18, , 11F
08/18 00:18, 11F
→
08/18 00:18, , 12F
08/18 00:18, 12F
→
08/18 09:42, , 13F
08/18 09:42, 13F
推
08/18 09:49, , 14F
08/18 09:49, 14F
→
08/18 09:49, , 15F
08/18 09:49, 15F
推
08/18 09:54, , 16F
08/18 09:54, 16F
→
08/18 09:54, , 17F
08/18 09:54, 17F
→
08/18 10:09, , 18F
08/18 10:09, 18F
推
08/24 22:27, , 19F
08/24 22:27, 19F
討論串 (同標題文章)