[討論] 全球醫療實支XHR+QWX15 減額繳清問題
因為預算問題想承保最低費用主約，但是有一些疑問，請較:
1.聽說全球業務才有提供QWX20最低承保主約? 保經代最低是QWX50?
2.也聽說QWX15才能辦理第一年減額繳清 (可是業務最好只能出QWX20，那QWX15那裏買?)
3.也聽說公司規定15個月以上減額繳清才不會影響業務員持續率，
若持續率太低會被裁員 (這是指QWX15這個產品嗎? QWX20第2年才能減繳?)，
這對保戶會有什麼影響? 如果當初賣我的業務員被裁員，可是理賠保障不會因此而
減少，多花這一點錢值得嗎? 雖然我相信有好的保險員，
但也是要緣分跟運氣的不是嗎? 請保戶提供想法交流，謝謝
(我是完全站在保戶立場，如有冒犯敬請見諒)
※ 編輯: killermech (220.136.44.147), 08/11/2015 01:46:38
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