[公告] 非以風險轉嫁為主之討論,以罰則2處理
主旨:非以風險轉嫁為主之討論,以罰則2處理
說明: 本板「公共利益」(以下簡稱公益),就消費者權益
有利之方向做解釋。根據「保險業務員管理規則」
第19條第一項(參:http://ppt.cc/czVJ )做參考
,可得不利於消費者糾紛之態樣,並針對類此態樣
做一定之言論限制,以維多數消費者權益。
定義:
一、公益
基於保險本質,以「風險轉嫁」「為主」之討論
二、對消費者權益不利
易產生「業務員管理規則第19條第一項」糾紛之
情形,視為對消費者權益不利。
--------
如偏離風險轉嫁之本旨,業務員除已有上述業務員管理
規則相繩外,本板一致以罰則2處理。基於ptt性質為匿
名討論區,非明顯可知發文者身份別(例如個人自介、
推文或網頁連結明顯留下個人資訊)的情形下,視為非
業務員身份。
★對消費者不利之補充
非以風險轉嫁討論為主,誇大節稅、存款性質、獲取
高額報酬、存錢免費送保險等非保險本旨之論述,為
不利。例如以「預定利率、宣告利率、投資型保單自
設預定報酬利率」等「為主」來訴求,罰之。其中就
財務管理或投資學相關之計算(如NPV、IRR等)可得
學術認可之數據討論,不罰。
其他違反實際法律(如刑法不實教唆、民法公序良俗),
罰之。
--
※ 發信站: 批踢踢實業坊(ptt.cc), 來自: 49.212.0.54
※ 文章網址: http://www.ptt.cc/bbs/Insurance/M.1398482723.A.985.html
→
04/26 12:47, , 1F
04/26 12:47, 1F
→
04/26 12:52, , 2F
04/26 12:52, 2F
→
04/26 12:54, , 3F
04/26 12:54, 3F
→
04/26 13:18, , 4F
04/26 13:18, 4F
→
04/26 13:18, , 5F
04/26 13:18, 5F
→
04/26 13:18, , 6F
04/26 13:18, 6F
→
04/26 13:19, , 7F
04/26 13:19, 7F
→
04/26 13:20, , 8F
04/26 13:20, 8F
→
04/26 13:20, , 9F
04/26 13:20, 9F
→
04/26 13:21, , 10F
04/26 13:21, 10F
→
04/26 13:21, , 11F
04/26 13:21, 11F
→
04/26 13:36, , 12F
04/26 13:36, 12F
→
04/26 13:37, , 13F
04/26 13:37, 13F
推
04/26 13:44, , 14F
04/26 13:44, 14F
→
04/26 13:44, , 15F
04/26 13:44, 15F
→
04/26 13:45, , 16F
04/26 13:45, 16F
→
04/26 13:45, , 17F
04/26 13:45, 17F
→
04/26 13:45, , 18F
04/26 13:45, 18F
→
04/26 13:46, , 19F
04/26 13:46, 19F
推
04/26 14:07, , 20F
04/26 14:07, 20F
→
04/26 14:09, , 21F
04/26 14:09, 21F
→
04/26 14:25, , 22F
04/26 14:25, 22F
推
04/26 14:49, , 23F
04/26 14:49, 23F
→
04/26 14:51, , 24F
04/26 14:51, 24F
推
04/26 15:32, , 25F
04/26 15:32, 25F
推
04/26 19:30, , 26F
04/26 19:30, 26F
→
04/26 19:43, , 27F
04/26 19:43, 27F
→
04/26 19:43, , 28F
04/26 19:43, 28F
推
04/26 19:48, , 29F
04/26 19:48, 29F
→
04/26 19:51, , 30F
04/26 19:51, 30F
推
04/26 19:51, , 31F
04/26 19:51, 31F
推
04/26 19:54, , 32F
04/26 19:54, 32F
→
04/26 19:55, , 33F
04/26 19:55, 33F
→
04/26 20:02, , 34F
04/26 20:02, 34F
→
04/26 20:02, , 35F
04/26 20:02, 35F
→
04/26 20:02, , 36F
04/26 20:02, 36F
→
04/26 20:02, , 37F
04/26 20:02, 37F
→
04/26 20:02, , 38F
04/26 20:02, 38F
→
04/26 20:02, , 39F
04/26 20:02, 39F
還有 95 則推文
→
04/27 00:21, , 135F
04/27 00:21, 135F
→
04/27 00:21, , 136F
04/27 00:21, 136F
→
04/27 00:22, , 137F
04/27 00:22, 137F
推
04/27 00:31, , 138F
04/27 00:31, 138F
→
04/27 00:33, , 139F
04/27 00:33, 139F
→
04/27 00:34, , 140F
04/27 00:34, 140F
推
04/27 00:36, , 141F
04/27 00:36, 141F
→
04/27 00:37, , 142F
04/27 00:37, 142F
推
04/27 00:37, , 143F
04/27 00:37, 143F
→
04/27 00:38, , 144F
04/27 00:38, 144F
→
04/27 00:39, , 145F
04/27 00:39, 145F
→
04/27 00:42, , 146F
04/27 00:42, 146F
→
04/27 00:43, , 147F
04/27 00:43, 147F
→
04/27 00:43, , 148F
04/27 00:43, 148F
→
04/27 00:43, , 149F
04/27 00:43, 149F
推
04/27 00:45, , 150F
04/27 00:45, 150F
→
04/27 00:46, , 151F
04/27 00:46, 151F
→
04/27 00:46, , 152F
04/27 00:46, 152F
推
04/27 00:48, , 153F
04/27 00:48, 153F
→
04/27 00:48, , 154F
04/27 00:48, 154F
→
04/27 00:51, , 155F
04/27 00:51, 155F
→
04/27 00:51, , 156F
04/27 00:51, 156F
→
04/27 00:52, , 157F
04/27 00:52, 157F
→
04/27 00:52, , 158F
04/27 00:52, 158F
→
04/27 00:52, , 159F
04/27 00:52, 159F
→
04/27 00:53, , 160F
04/27 00:53, 160F
→
04/27 00:53, , 161F
04/27 00:53, 161F
→
04/27 00:54, , 162F
04/27 00:54, 162F
→
04/27 00:56, , 163F
04/27 00:56, 163F
→
04/27 01:34, , 164F
04/27 01:34, 164F
→
04/27 01:35, , 165F
04/27 01:35, 165F
→
04/27 01:35, , 166F
04/27 01:35, 166F
→
04/27 01:35, , 167F
04/27 01:35, 167F
→
04/27 01:36, , 168F
04/27 01:36, 168F
→
04/27 01:37, , 169F
04/27 01:37, 169F
→
04/27 23:22, , 170F
04/27 23:22, 170F
→
04/27 23:23, , 171F
04/27 23:23, 171F
→
04/27 23:24, , 172F
04/27 23:24, 172F
→
04/27 23:25, , 173F
04/27 23:25, 173F
→
04/27 23:25, , 174F
04/27 23:25, 174F