[理賠］富邦新綜合住院NHR
我小孩快3個月，出生就保NHR！己核保過！這幾天因泌尿道感染從1/29晚上10點進急診至2/2出院！
我的問題是
1.申請理賠，隔年醫療險保費會增加嗎？保汽車險會這樣，所以想知道醫療險會不會？
2.是申請日額還是定額，那個較好？
3.申請理賠需要準備什麼？
4.2/7會回診照腎臟超音波，因這疾病需要照，NHR有理賠嗎？
5.帶回家口服的藥物要自費（現在健保不給付）1劑約40元/一天四次/吃四天，大約800左右！這樣這次保險可以一起申請理賠嗎？
6.診斷書什麼時候申請？
請保險達人解答，謝謝！我業務專賣HS對NHR不太了解，所以想上來請教！
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