[問題]以終身壽險當主約是否比較好?
最近想要買保險
計劃是醫療險跟防癌險
業務員替我規劃終身醫療、定期實支實付、終身防癌、意外險、重大疾病、全殘年金
雖然業務員強烈建議終身醫療，理由是有還本跟定期差不了多少
經考慮後想購買 定期醫療、定期實支實付、重大疾病 其它砍掉
但業務說買定期醫療需要有終身壽險做主約
若用定期壽險做主約，到期後其它約就會失效
想請問以終身壽險做為定期醫療的主約是否比較理想?
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