[問題] 國泰新安順終身險新增附約？
今天保險阿姨來，說之前買的新安順手術終身醫療險
有新的附約，是針對"特定處置"增加理賠範圍(難道之前沒賠？)
，所以要多收前面幾年的準備金
我有疑問~她說那些處置的項目是健保局"新納入"的，但我看名稱滿普遍的
例如 大腸鏡息肉切除術、尿路結石體外震波碎石術、心導管檢查合併支架置放術…
有專業的人可以說明一下嗎？是健保局新增這些項目，所以出這個產品來擴大承保
還是只是一個保險公司的新商品？(我很在意這是事實，還是一個話術而以)
一般實支實付的醫療附約沒包含這些"處置"嗎？
謝謝~~~
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