[問題] 中國信託人壽-鑫加值保單請益
前些日子突然接到中信推銷他們的鑫加值專案(LE3)
推銷人員以儲蓄險的角度來看，月繳6600期滿可領回總額的116%回來
因為想說是電話推銷，可以有10天的猶豫期就先答應，也是想看看試算表內容
但因為第一次要購買，想先上來問問這張保單是否值得投保呢?
因為出社會一年多，想強迫自己每個月有固定儲蓄的習慣
這是DM http://ppt.cc/fcV-
麻煩請各位板友幫我檢視一下
或是也有其他更好的建議
謝謝
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