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Re: [求助] 還本險的醫療險險有何缺點?
[ Insurance ]0 留言, 推噓總分: 0
作者: wasted - 發表於 2009/04/03 10:53(16年前)
9F推sampsonhugh:請別忘了還有 手術 急診 一堆項目費用118.160.204.7 04/01 16:00
10F推sampsonhugh:長期住院 或者加護病房可能會加錢吧?118.160.204.7 04/01 16:02
16F推sampsonhugh:首先 我想先了解你比較上面四種的目的118.160.204.7 04/01 19:39
17F→sampsonhugh:再者也麻煩請你比較出來會比較好...118.160.204.7 04/01 19:39
18F→sampsonhugh:因為你說比較出來就可做出正確判斷118.160.204.7 04/01 19:40
19F推sampsonhugh:且 如果你自己說明給大家118.160.204.7 04/01 19:42
20F→sampsonhugh:比較能夠表達你自己想表達的概念118.160.204.7 04/01 19:43
21F推sampsonhugh:順便說明 HIR是附約 你少算了主約費用118.160.204.7 04/01 19:51
22F推sampsonhugh:查額的計算也是不客觀118.160.204.7 04/01 19:53
23F→sampsonhugh:差額計算也是不客觀118.160.204.7 04/01 19:54
29F推sampsonhugh:"保費差額" 計算不客觀~(少計算主約!)118.160.204.7 04/01 20:12
122F推sampsonhugh:因為只有打上附約價格 沒有打上主約118.161.208.61 04/04 00:18
123F→sampsonhugh:HIR是附約~!! 請計算清楚再來說!!118.161.208.61 04/04 00:19
124F→sampsonhugh:不管怎說 保費差額之累積價值不客觀~118.161.208.61 04/04 00:19
136F推sampsonhugh:若你要主約儲蓄險 那請你加上去差額118.161.208.61 04/04 12:17
137F→sampsonhugh:把差額計算出來118.161.208.61 04/04 12:17
138F→sampsonhugh:並且把儲蓄險的名稱以及費用算出來118.161.208.61 04/04 12:18
139F推sampsonhugh:對我來說你只是斷章取義118.161.208.61 04/04 12:20
140F→sampsonhugh:你拿一個主約 跟一個附約去算差額118.161.208.61 04/04 12:21
141F→sampsonhugh:本來就已經不客觀118.161.208.61 04/04 12:21
142F→sampsonhugh:你所計算的差額 只是接近平均值118.161.208.61 04/04 12:22
143F→sampsonhugh:也就是衛生署統計70歲後醫療費用平均118.161.208.61 04/04 12:23
144F→sampsonhugh:值 但是萬一風險發生超過平均醫療費ꔿ118.161.208.61 04/04 12:23
145F→sampsonhugh:也就是就算有運用定期醫療險來存下差118.161.208.61 04/04 12:24
146F→sampsonhugh:額的錢 但是...若是醫療支出超過這些118.161.208.61 04/04 12:24
147F→sampsonhugh:存的錢!?!118.161.208.61 04/04 12:25
150F推sampsonhugh:保險只是風險轉嫁的方式118.161.208.61 04/04 12:28
151F→sampsonhugh:沒有十全十美118.161.208.61 04/04 12:28
152F→sampsonhugh:終身醫療險跟定期醫療險方法不同118.161.208.61 04/04 12:29
155F推sampsonhugh:風險是無法預測的118.161.208.61 04/04 12:33
160F推sampsonhugh:我說過 這是一個平均值118.161.208.61 04/04 12:36
161F→sampsonhugh:如果萬一 超過平均值呢!?118.161.208.61 04/04 12:37
162F→sampsonhugh:保險就是集合大家的力量118.161.208.61 04/04 12:37
163F→sampsonhugh:去幫助 風險發生較大的人118.161.208.61 04/04 12:37
167F推sampsonhugh:每個人的危險程度是不同的118.161.208.61 04/04 12:40
174F推sampsonhugh:這篇文章是在說明醫療險!118.161.208.61 04/04 12:43
176F推sampsonhugh:醫療的風險轉嫁有錯嗎?118.161.208.61 04/04 12:45
179F推sampsonhugh:其實...我覺得..每個人都有各自的想法118.161.208.61 04/04 12:48
180F→sampsonhugh:要不要終身醫療險 還是定期醫療險118.161.208.61 04/04 12:49
181F→sampsonhugh:都有各自的觀點和方式..118.161.208.61 04/04 12:49
182F→sampsonhugh:規劃的方式沒有絕對的對錯118.161.208.61 04/04 12:50
183F→sampsonhugh:只是 在於自己能接受的方式是什麼..118.161.208.61 04/04 12:50
239F推sampsonhugh:我強烈懷疑你的數理邏輯能力!118.161.208.61 04/04 20:44
240F推sampsonhugh:成績的好壞 並非跟此問題相關!118.161.208.61 04/04 20:46
241F→sampsonhugh:這根本就是扯開話題!118.161.208.61 04/04 20:46
242F推sampsonhugh:且你寫這種東西 會讓人覺得 你太自大118.161.208.61 04/04 21:12
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