[新聞]潮店夠壞堂老闆 假消費刷走4億
http://tw.news.yahoo.com/article/url/d/a/100416/78/23zbb.html
〔記者童涵旎、黃建華/高雄報導〕高市代理青少年潮T等潮流品牌的鞋包服飾專賣店「夠壞堂」連鎖商店,胡姓負責人夫婦涉嫌找員工、親友在旗下商店以「假消費、真刷卡」手法向銀行套現,2年來假交易真刷卡金額高達4億元,而目前未償還的銀行貸款也在2億元之譜。
假消費真刷卡 還充業績詐貸
警方表示,雖然胡某(41歲)的信用卡消費和貸款仍正常繳款繳息,但此行為已違法,訊後將胡姓負責人夫婦與涉案員工等12人依違反商業會計法、詐欺及銀行法等罪嫌送辦。
警方調查,全台有9家分店的「夠壞堂」、「棒棒堂」系列商店,2年前又陸續申請6部刷卡機,集中放在非營業場所,用員工及親友信用卡刷卡,再以假交易行為向銀行請款;胡某也利用各商店相互買賣行為,進行假交易,藉此提高營業額,並以此向銀行貸款
據了解,信用卡收單銀行在刷卡消費2至3日,就會撥款給店家,而刷卡者則在20至30天後才需繳款,胡某就是利用這將近1個月的時間差,先拿到現金作為週轉。警方透露,胡嫌掌握上百張信用卡,其中有12張卡,1年的刷卡金額都近千萬,刷卡金額單筆則在3000元至20萬元間。
警方表示,每筆信用卡刷卡都得付給收單銀行3%手續費,胡某1年光是這些交易手續費就超過千萬,但和銀行貸款甚至向地下錢莊借錢比起來,這算成本最小的資金取得方式。
胡嫌警訊時供稱,因擴展店面需要大筆資金,才會出此下策,而這些信用卡費都由他繳交,也從不逾期。據了解,胡某最近以4000萬爭取「艋舺」潮T代理權,讓他資金需求擴大。
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