[請益] 請問怎麼拒絕房貸壽險的推銷?
最近因為要辦首購房貸跑了十幾間銀行
每一間都有強力推銷這各壽險
礙於夫妻倆已經有壽險的保障 就對這種只有二十三十年期的壽險比較不具興趣
但今天去詢問的一間公股銀行 甚至表態 沒有加購此壽險可能連放貸的機會都會很低
想請問有一樣房貸需求的版友 因此加購此壽險嗎??(金額約20年期19萬 30年期38萬)
真的沒加購會無法通過核貸嗎??
(我們貸款金額其實不高560萬..年收70萬...家人是蠻反對再加購此壽險)
不知道有沒有版友有同樣經驗??
或是有人成功拒絕壽險也一樣能貸到款項的呢??
(今天有回應家人反對的部分,櫃台放款專員的臉色就不是很好看,很怕核貸上就有問題)
我們申請的是青年安心成家型的房貸
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※ 編輯: migblue (27.52.39.225), 06/19/2017 18:18:18
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