[新聞] 房市急凍太嚇人 二月房貸創1年新低
內文:
房市急凍太嚇人 二月房貸創1年新低
記者沈婉玉/台北報導
2017-03-22 10:56
房市交易還在谷底掙扎,中央銀行昨天公布,二月五大銀行新承做房貸降至二三一點一八
億元,創下一年新低,較一月大減約一二○億元。
央行經研處副處長吳懿娟表示,民眾都喜歡年前交屋,農曆年後為傳統房市淡季,二月加
上工作天數較少,房市交投比較不熱絡,使新承作房貸量減少。合計今年前二月,五大銀
行新承做房貸為五八二億元,與去年同期差不多,顯示目前房市交投跟去年低迷的情況差
不多。 展望即將到來的「三二九」檔期,央行官員認為,關鍵還是在買賣雙方對價格的
認知,買方希望房價續跌,賣方覺得空間有限;因此,若能再稍微讓利,將有助房市交易
量提升。 利率方面,五大銀行二月新承做房貸利率小跌至百分之一點六六八,月減○點
○○六個百分點,主因有銀行承做較多信用條件好、利率低的客戶。 另外,二月承做首
購族的「青年安心成家方案」為六十七億元,占比由一月的百分之卅六點八下滑至百分之
廿九點。吳懿娟解釋,行庫積極承做房貸客戶,針對條件好、信用佳的客人,也會給予相
當優惠的利率,且青安貸款只有前二年利率較低,後二年相對較高,因此客戶也會評估,
是否有申請青安貸款的必要。
連結:
原文網址: 房市急凍太嚇人 二月房貸創1年新低 | 好房網News | 關心您住居的房地產
新聞 https://news.housefun.com.tw/news/article/114532157403.html
其他:
今年二月和去年二月差不多
可見房市回溫有望
且逢基期低,必然先蹲後跳
建議多多可以努力掃貨
創造市場環境
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有道理 首購剛需都滿手現金 沒在貸款的啦~
※ 編輯: seuil (122.118.37.93), 03/22/2017 18:38:12
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