[問題] 貸多還貸少好?
想請教一個問題
目前已買房 預計貸700 利率1.88
家人希望貸550就好 其他錢先跟家裡借 利息照算
其實我自己強力希望是貸700
但家人非常非常非常堅持貸550
其他兄弟姊妹若買房 家人一樣會支援
目前家人強力要求貸越少越好
若跟銀行貸比較少 其他跟家裡借
好處是:
1.不怕利率升
2.還款彈性佳
缺點是:
1.每個月現金反而變少 (差額150我自己是規劃10年內還完)
我知道有觀念是 房貸能貸多少就貸多少,有寬限期就辦寬限期
盡量把現金留在身上
但是以這個case來說呢?
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※ 編輯: Morphee (1.175.122.250), 08/21/2014 07:11:22
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