[問題] 在agoda訂房刷玉山國旅卡及元大金鑽費用
大家好
因為今年與老公蜜月時會去日本自助
有可能會刷比較大額的消費，所以開始評估海外信用卡回饋的問題
因為agoda訂房的關係(台幣幣別付帳)，爬文發現會被收海外手續費，手中有玉山國旅卡
但在評估是否以元大金鑽設為agoda的信用卡較划算？(目前還未辦卡)
玉山國旅卡會有現金回饋1%(當期折抵)，海外手續費1.5%
元大金鑽會有現金回饋2.2%(下期折抵)，海外手續費1.3% =>以上訊息如有錯誤還請告知><
假設刷了10萬元住房費
玉山國旅卡帳單為：本期 100,000*(1+1.5%-1%)=100,500元
元大金鑽帳單為：本期 100,000*(1+1.3%)=101,300元
下期可抵扣消費金額 100,000*2.2%=2,200元
想請問大家，這樣的計算方式正確嗎？謝謝大家^^
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