[問題] 忘記繳出現信用不良要怎麼解?
各位版友晚安
我是富邦數位生活卡
小弟以為自己信用卡有辦銀行轉帳,其實沒有,然後又因為申請電子帳單,每次寄來都說
已繳無須理會,所以我就都沒理會,直到我用信用卡自動扣繳繳手機費收到簡訊說扣款失敗
(手機費之前有預繳沒花完所以前幾個月也沒扣錢,才沒發現)
後來我聯絡銀行才說我4 5月的卡費都沒繳已經被鎖卡
天啊~我才社會新鮮人也還沒買房子辦房貸,信用就因為忘記繳出現汙點了
請問這紀錄會跟我多久?還是說銀行只會看某個區段的信用久了就沒事?
或是有什麼辦法可以消除,我稍微想了一下我4 5月消費這張都刷不超過5000
明天要趕快去繳錢了QQ
謝謝
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