[問題] 銀行選擇
請教一下板友兩家銀行的選擇
1.彰銀(薪轉戶)
目前只是用這家銀行的debit卡,每個月發薪後會把存款轉走,月底會把餘額清空
2.台銀
每個月接收彰銀的存款和餘額,已累增至100K.
本身是外籍人士,有爬過文,大致上板友們的建議是從薪轉下手
這兩家行庫都需要保證人或定存設質
請問一下板友,如果採用定存設質的話
是否還依舊是無餘額的彰銀比較有機會(會把台銀的存款取出設質在彰銀)?
還是說直接把台銀的存款設質在台銀,然後提供彰銀的薪轉記錄比較有機會?
因為以來往頻率來說,彰銀是薪轉,刷debit和轉帳使用
而台銀是存款,偶爾外匯
目前是只考慮這兩家,因為比較常有來往
我是不要求高額度啦,有就好了
想聽聽看板友們的建議
謝謝!
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了解:)
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哈不好意思個人跟大樹比較沒有來往,也不常去costco,謝啦!
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廢牡蠣和高山免保人也才要求70,國泰竟然要150+保人?!哈那是我4年的總收入了XD
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※ 編輯: underdogXD 來自: 114.24.245.109 (09/17 21:20)