[請問] 信用卡怎麼挑適合的及有哪些優點？
信用卡看的好混亂…
先說優點好了只知道兩個，還有其他嗎？
1)分期0利率
2)刷卡紅利金購物金回饋之類的
3)價格打9.X折(有這個嗎還是說這是用信用卡的紅利金折扣的意思？
不過這紅利跟購物金我有點分不清楚，例如有買網拍習慣，但每家網拍跟銀行不同合作對象紅利也不同，但銀行端通常不是有基礎固定的回饋？例如消費滿3000送200紅利，而跟網拍合作只是更優惠的方案？
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