Fw: [新聞] 房貸餘額爆大量 驚現投資客高檔倒貨首已回收
※ [本文轉錄自 Gossiping 看板 #1Hfir-Ri ]
作者: somebaby (小花~~) 看板: Gossiping
標題: [新聞] 房貸餘額爆大量 驚現投資客高檔倒貨首
時間: Thu May 30 11:54:36 2013
1.媒體來源:好房news
2.完整新聞標題/內文:
房貸餘額爆大量 驚現投資客高檔倒貨首購族
好房News記者胡智凱/綜合報導
中央銀行近日公布4月全體銀行住宅貸款與建築貸款統計,發現4月房貸餘額竟高達5兆
4294.95億元,較上月增加132.18億元,再度創下歷史新高。然而,數據背後其實暗藏玄
機,因為投資客比重已經大幅降低,疑似倒貨給輕率無經驗的自住首購族。
央行官員表示,4月房貸餘額雖創下歷史新高,但有高達75%來自於首購族,而投資客比
重已大幅下滑。
央行近日公布4月全體銀行住宅貸款與建築貸款統計,發現房貸餘額再度創下歷史新高,
達到5兆4294.95億元,較上月增加132.18億元。一般來說,房貸餘額代表房市價格與數量
的力道,類似於台股的大盤成交量;換言之,相較於台股成交量持續萎靡不振,房市可說
是相對樂觀。
然而,前述僅是一般看法,若仔細觀察房貸餘額內容,結果恐怕並不樂觀。據央行官員表
示,4月購置住宅貸款餘額創下歷史新高,但有高達75%來自於八大公股行庫承作首購族
的「青年安心成家方案」,顯示首購族比重相當高,而投資客比重已大幅下滑。
由於投資客多是房市老手,具有豐富的地產經驗與前瞻性,而首購族人如其名,係首度買
房、較為輕率無經驗的族群。因此房貸餘額雖創歷史新高,但投資客比重大幅減少、首購
族比重大幅增加,顯見已有高檔爆量、投資客倒貨首購族的跡象。
3.新聞連結:
http://news.housefun.com.tw/news/article/11744232219.html
4.備註:
不買你明天會更後悔 台北市張副市長 都看多房市 炒房了
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