[問題] 請問有在Bank of American開戶的學生？
我剛到西雅圖時有去BOA開戶
後來在學校活動的BOA又開了一個備用帳戶
因為會說中文的行員跟我說
如果我要在網路上買東西的話，用這個備用帳戶會比用家人匯款的帳戶來的安全
例如：我網路上買多少錢，備用帳戶存足夠支付的錢就夠了！
當下就傻傻的開了備用帳戶
事後上網查了一些關於帳戶的問題
有些疑問想請問大家：(請有在BOA開戶的人幫忙回答~感謝！)
1.我開這個備用帳戶會要收取開戶的手續費嗎？(當場是沒有收，但會不會寄帳單給我)
2.我要關閉這個帳戶時會被收取手續費嗎？
3.有沒有最低存款限制呢？(例如：低於多少會被收取保管費之類的費用)
4.帳戶裡還有細分checking&saving，聽說每月互轉的次數有限制，超過會收費是真的嗎？
因為在美國好像做什麼事都要付手續費
這次太粗心沒考慮清楚就開了！
下次我會注意的^^
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