[建議] 小社會新鮮人省錢~~~
人說用儲蓄率 只要達到7成五代表很省了
我先說說自己 出社會一年
台中月薪35k
每月開銷~~~
膳食費: 500/月 因為中晚餐公司出~
交通費: 600/月 機車油錢
住宿: 0/月 住家
飲料費: 300/月 很少喝
打壘球社團經費 500/月 必繳 太愛打了
休閒玩樂: 2000/月 只有是六日某一天 一個月2次
給父母: 2000/月 剛出社會不久而且老爸賺的是我的N倍 我就給少點了
投資: 18000/月 買定存型股票(中鋼) 3000/月 跟老人會
女友開銷: 500/月 都各付各的 偶爾買小禮物
學費: 2000/月 在外拜師學書法...興趣
放銀行: 5000/月 已備不時之需
我算一下儲蓄率約0.755
我認為我兼顧到玩樂、學習跟節省之間 也許還有改善空間
有請大家指教
重點我沒買車......我認定買車就是負債
養車超傷的...
我想買了後我一瞬間少1/3開銷 忍過之後也就習慣了 哈哈~~
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