[討論] 新鮮人的第一份保險消失
我今年26歲,有個還算穩定的工作
目前月月薪約4萬多,本身是在外地工作
但平常沒什麼花費,月消費可壓在1萬元左右
本身除了公保、全民健康保險、機車強制險
沒買過任何保險,自己目前約50萬存款
最近有台銀的業務向我推銷利率變動型增額終身壽險
由於存錢對我來說不是難事,所以保險對我來說是賺錢的工具
這份壽險每月約繳1萬2,20年後共可多50萬
10年後解約才有多賺錢
考量的點是至少要等10年才有淨利、不曾買過保險很不懂、不知道未來會不會花到大筆錢
吸引的點是有淨利賺
請問大家這份壽險適合我嗎?
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