[討論]保單責任準備金利率 保單預定利率
最近看報紙和逛網路,常常發現疑惑的地方
先摘錄一段敘述
保單責任準備金利率與保單利率不一定要相等，
但若壽險公司推出的保單利率高於責任準備金利率，
即可能有保費收取不足的問題，
必須從自有資金多提存保費不足準備金，
壽險公司一般會推出與責任準備金利率相當或利率略低的保單，
以減輕提存壓力。
網路版是寫：保單利率高於責任準備金利率
報紙版是寫：保單利率低於責任準備金利率
有參考過其它文章
但是不敢保證百分之百正確
常常會感覺是方向的問題
請教版友
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