[理賠] 複雜齒切除術理賠
小弟最近去拔智齒
花了1000多元沒有住院
診斷證明書是開局部麻醉下進行右下智
齒皮瓣翻開複雜齒切除術，縫了3針
問了業務員理賠的事宜
她說只能陪當日門診費用（HS)
手術險（TSIR)不理賠
請問這樣是對的嗎？
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