[理賠] 雙方都有肇責,第三責任險理賠範圍
第一次遇到友人被休旅車撞
所以不太清楚第三責任險公司
是這樣的對方修車一萬六,我方修車兩萬四
我方殘值兩萬,保險公司說的
對方保險公司說肇責55,所以我方只能拿到一千伍我也不知道他們怎麼算的....
問題一:為何理賠金是先賠它們車子扣一萬六才賠我們一千伍而已
問題二:那我方是不是本應該把月薪以及其他財物損失加入才對?
因為我查了一下,第三責任險似乎有賠精神慰問金...
那公式計算會是如何,?
謝謝
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