Re: [問題] 一個月預算只有1000元該如何規劃較好？
※ 引述《onlyminako (minako)》之銘言：
: 30歲男性 已婚 無子女
: 名下無房無車無貸款
: 目前無任何保險
: 如果每月預算僅有1000元的話怎麼規劃比較好？
: 如果想要壽險與醫療都規劃的話可以做到嗎？
: 因為工作比較不穩定 目前想要先有個保障（至少住院或身故不要造成家人負擔）
其實我有幫我家人想過要怎麼規劃耶，因為他也是工作不太穩定。
所以也是想可以規劃哪些險種比較省錢 .__. 不知道你的職業?
30歲男生，假設職業等級1，我當初的想法是:
1.華南BEST 500萬 2900
2.巴黎金健康 100萬 1900
3.全球10年定壽 100萬 2100
實支醫療XHR 計劃2 1275
4.富邦安心護照 100萬 2805
5.中壽終壽 1萬 293
實支醫療NCH 5單位 1609
意外險 50萬 575
_______________________________
13457
這樣子有:
壽險兩百萬、意外險五百五十萬、重大疾病險兩百萬。
醫療的部分: 病房差額1500、實支醫療費用80000，其它的就不講了。
會加中壽那張，是擔心雖然全球定壽可以保證續保，但是到時實支XHR可不一定能留著。
所以才加中壽的，可以用1萬終身壽險主約出單，當然一年後主約還是減額繳清 XD
不然把中壽那整張先拿掉也可以，那就不到11000。
然後可以每個月買一張，分散每個月的保險支出。 .__. (12345是我考慮買的順序)
順便請教中壽業務，那個1萬主約出單的專案，之後壽險主約還是可以減額繳清吧? @@?
還有不知道隔年能不能把那50萬意外險也拿掉? @@?
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