[規劃] 請幫我檢視南山人壽的保單 (急)!!
性 別:女
年 齡:31歲
職 業:行政人員
交通工具:機車.
居住地區:台中
婚 姻:未婚
病 史:93年左胸有切除良性纖維囊腫,故左胸部分被除外,之後95年有再回醫院追蹤
一切良好,此除外部份已經被取消,之後又加買了癌症險!
(一)目前已有保障(已詳列)
DDLCAN 南山人壽新康祥終身壽險-C型 500,000 TWD 15,000
SIRE 南山人壽手術醫療保險附約-被保險人 2,000 TWD 2,020
HIRE 南山人壽住院費用給付保險附約-被保險人 2,000 TWD 3,860
HS5G 南山人壽住院醫療保險附約-被保險人 5 TWD 1,325
PARA1Q 南山人壽新人身意外傷害保險附約 1,025,641 TWD 1,200
MN1N 南山人壽傷害醫療保險金附加條-無社會保險 20,392 TWD 416
AI1N 南山人壽傷害保險附約 513,513 TWD 1,900
PBBR1N 南山意外骨折及特定手術傷害保險金附約 513,513 TWD 1,900
DHI11N 南山人壽意外傷害醫療日額給付附加條款 1,019 TWD 550
SIR75N 南山人壽新手術醫療保險附約-被保險人 1,000 TWD 1,170
NDLRAN 南山人壽特定傷病終身健康保險附約 500,000 TWD 4,900
NCRAO 南山人壽癌症醫療終身保險附約 1 TWD 3,804
保費總計 38,045
(二)欲變動保單的原因:
保了很久的保險,業務員很難找到人,剛好有朋友也投身壽險業,朋友一聽及我的保費
金額高的有點誇張,所以幫我檢視了保單,發現我買的很多都是沒有用的,所以朋友就
幫我規畫了大約3萬左右的保單,但因之前有過開刀記錄,所以需要再回診附上切片證明
。沒想到,回去醫院復診,重新檢查卻又發現之前左胸的纖維囊腫有復發
醫生建議開刀拿掉,隔天朋友告知,我這部分可能要等開完刀之後才會承保。
至於南山部分,我有去電去總公司詢問(因為業務員找不到人),
我左胸的除外部分是否已經被取消了,
南山回覆我:是,已經取消了。(95年時除外部分就已經取消了)
**我想問,是不是我這次去開刀,就可以申請理賠??
此外,因為我是15號要繳保費,但我沒有讓他扣成功,
不知道最晚何時要繳保障都還在!!
因為我想改變我保單,保費金額不要那麼高!
現在申請要更改保單是否可以???
因為我現在不想再繳快四萬的保費了~~
所以,我想麻煩各位給我一些建議或寫站內信給我
到底要怎麼買或調整會比較好~~
(
我個人還是傾向繼續保南山的,(因為去醫院申請證明真的很麻煩)
--
※ 發信站: 批踢踢實業坊(ptt.cc)
◆ From: 123.240.16.40
→
09/16 22:39, , 1F
09/16 22:39, 1F
→
09/16 22:40, , 2F
09/16 22:40, 2F
→
09/16 22:41, , 3F
09/16 22:41, 3F
→
09/16 22:42, , 4F
09/16 22:42, 4F
→
09/16 22:43, , 5F
09/16 22:43, 5F
→
09/16 22:44, , 6F
09/16 22:44, 6F
→
09/16 22:44, , 7F
09/16 22:44, 7F
→
09/16 22:44, , 8F
09/16 22:44, 8F
→
09/16 22:45, , 9F
09/16 22:45, 9F
→
09/16 22:46, , 10F
09/16 22:46, 10F
→
09/16 22:47, , 11F
09/16 22:47, 11F
→
09/16 22:47, , 12F
09/16 22:47, 12F
→
09/16 22:49, , 13F
09/16 22:49, 13F
推
09/16 22:49, , 14F
09/16 22:49, 14F
→
09/16 22:49, , 15F
09/16 22:49, 15F
推
09/16 22:49, , 16F
09/16 22:49, 16F
→
09/16 22:50, , 17F
09/16 22:50, 17F
→
09/16 22:50, , 18F
09/16 22:50, 18F
→
09/16 22:51, , 19F
09/16 22:51, 19F
推
09/16 22:52, , 20F
09/16 22:52, 20F
→
09/16 22:53, , 21F
09/16 22:53, 21F
→
09/16 22:53, , 22F
09/16 22:53, 22F
→
09/16 22:53, , 23F
09/16 22:53, 23F
推
09/16 22:53, , 24F
09/16 22:53, 24F
→
09/16 22:54, , 25F
09/16 22:54, 25F
→
09/16 22:54, , 26F
09/16 22:54, 26F
→
09/16 22:55, , 27F
09/16 22:55, 27F
→
09/16 22:55, , 28F
09/16 22:55, 28F
→
09/16 22:56, , 29F
09/16 22:56, 29F
→
09/16 22:56, , 30F
09/16 22:56, 30F
推
09/16 23:00, , 31F
09/16 23:00, 31F
→
09/16 23:00, , 32F
09/16 23:00, 32F
→
09/16 23:00, , 33F
09/16 23:00, 33F
→
09/16 23:02, , 34F
09/16 23:02, 34F
→
09/16 23:02, , 35F
09/16 23:02, 35F
→
09/16 23:04, , 36F
09/16 23:04, 36F
→
09/16 23:04, , 37F
09/16 23:04, 37F
→
09/16 23:05, , 38F
09/16 23:05, 38F
→
09/16 23:05, , 39F
09/16 23:05, 39F
→
09/16 23:06, , 40F
09/16 23:06, 40F
→
09/16 23:07, , 41F
09/16 23:07, 41F
→
09/16 23:08, , 42F
09/16 23:08, 42F
→
09/16 23:09, , 43F
09/16 23:09, 43F
→
09/16 23:10, , 44F
09/16 23:10, 44F
→
09/16 23:12, , 45F
09/16 23:12, 45F
→
09/16 23:15, , 46F
09/16 23:15, 46F
→
09/16 23:17, , 47F
09/16 23:17, 47F
→
09/16 23:17, , 48F
09/16 23:17, 48F
→
09/16 23:41, , 49F
09/16 23:41, 49F
→
09/16 23:42, , 50F
09/16 23:42, 50F
→
09/16 23:42, , 51F
09/16 23:42, 51F
推
09/16 23:52, , 52F
09/16 23:52, 52F
→
09/17 00:00, , 53F
09/17 00:00, 53F
→
09/17 00:01, , 54F
09/17 00:01, 54F
→
09/17 00:01, , 55F
09/17 00:01, 55F
→
09/17 00:01, , 56F
09/17 00:01, 56F
→
09/17 00:02, , 57F
09/17 00:02, 57F
→
09/17 00:10, , 58F
09/17 00:10, 58F
→
09/17 00:13, , 59F
09/17 00:13, 59F
推
09/17 00:14, , 60F
09/17 00:14, 60F
→
09/17 00:16, , 61F
09/17 00:16, 61F
推
09/17 00:28, , 62F
09/17 00:28, 62F
→
09/17 00:29, , 63F
09/17 00:29, 63F
推
09/17 06:38, , 64F
09/17 06:38, 64F
→
09/17 06:39, , 65F
09/17 06:39, 65F