[文商] 財管-年金問題
1.Which of the following is not an annuity?
a. Paying on a fixed rate mortgage.
b. Payments on a car loan.
c. Lottery winnings of $50,000 per year paid on January 2 of each year.
d. A savings plan that takes $100 out of you pay check on the first of
the month.
e. A pension that pays $1,200 per month, with a cost of living increase on
the first of each year.
Ans:e
想請問選項c、d、e的敘述，能解釋一下嗎？！為什麼答案是e呢？
2.Marla borrows $4,500 at 12 percent annually compounded interst to be repaid
in four equal annual installments. The actual end-of-year payment is:
a. $942 b. $1,125 c. $1,482 d. $2,641
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