[閒談] 進入國營事業後記得比較一下房貸利率
突然想到七年多前剛分發進到台北市的單位時,
課長第一天就跟我閒聊:
"你買房子了嗎?" "有"
"利率多少?" "好像2點多的樣子"
"喔,那你中午有空上網查一下XX銀行的公教優惠房貸,可以評估要不要轉換過去"
還好課長有提醒我,我原本就剛好是同一家銀行的一般房貸,
後來只花了100元徵信費就順利轉換到公教優惠房貸(還幫我重新用20年計算),
利率應該有差到0.5%。因第1年薪水好可憐,所以還蠻感激那位課長的! :)
今年好像是XX信託在辦,有興趣可以自己google看看。
另外,也推薦XX企銀的"貼心相貸",它的利率極低,但要7年繳完,
適合買車或是貸出來還利率較高的房貸。
不建議貸出來玩股票啊,看過很多了錢的例子~~ :)
以上分享純提醒有這樣的權益(福利?)
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