[舉手] 提領外幣不用補匯差的銀行
各位好
我沒有在買外幣投資標的，也沒有在投資外幣
純粹是希望出國旅遊，讀書的時候可以省點錢
像現在美金是偏低的價錢
我希望先把年底要去美國的現鈔分批買起來
存在銀行的外幣帳戶，等要用的時候再領鈔票出來
不過今天去中信問了櫃台，中信是跟我說即使我拿現鈔去存在外幣帳戶，未來領出來還是要補即期跟現鈔的匯率
這樣的意思不就跟我直接在網路上買即期一樣嗎？ 拿現鈔去存反而更不划算啊(現鈔比即期貴)
其實我也有點被行員搞混了
想請問板上的各位都是怎麼處理大筆的旅遊換匯的
問題可能很蠢，請大家多多包容，謝謝你們的耐心閱讀
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