想請教有關外幣atm提領日幣的事
查過一些資料後，有很多人推玉山線上結匯後，再去外幣atm提領最划算
可是自己計算過後，卻是台銀atm領日幣最划算，請問我有算錯嗎?或是那裡出了問題?
以今日日幣匯率，買1萬日幣來算
1.台銀外幣atm 優惠千分之二
現金賣出價0.3114*0.998=0.31078
0.31078*10000=3107.8
2.兆豐外幣atm
(即期賣出0.3109+現金賣出0.3114)/2=0.31115
0.31115*10000=3111.5
3.玉山線上結匯後，再去外幣atm提領(一般賣出匯率，再享網銀優惠0.13分)
即期賣出0.3108-0.0013=0.3095
0.3095*10000=3095
3095+100手續費=3195
謝謝各位！
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